What are you paying for YOUR car ins!?

[ErikW]

I would like to know what are you paying for car insurrance. The more details the better. Please type like a specification chart for others to better/quickly compare. Like this.
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Insurer: State Farm Ins.
Car: 92 Eagle Talon
Liability Cov: 100k/300k
Comprehensive : 250 deduct. [w/ glass. no deduct]
Collision Coverage: 250 deduct.
Emerg. Roadside
Uninsured Motor coverage bodily limits: 100k/300k
Policy discounts: Multi car, accident-free, > 25yrs old, <7500miles/yr.
Total 6mo premium: $394.70

2nd car: 2000 4runner: full coverage as well.
Total 6mo $522.94
:eek:

6/2006 Update: Whohoo! After turning 35 in May, it's gone down the total of 30$ for the two cars, for six months. :rolleyes:

[Jeremy]

Insurer: Allstate Insurance
Car: 1998 Eclipse GS-T
Liability Cov: Uh...I don't remember. Twice the minimum, I think. It's high.
Comprehensive : 250 deduct. [w/ glass. no deduct]
Collision Coverage: 250 deduct.
Emerg. Roadside
Uninsured Motor coverage bodily limits: Uh...also high. Like 500k.
Policy discounts: Multi car, accident-free, > 25yrs old, girlfriend on policy
Total 6mo premium: $420

[SecurFocus]

Hey, first post on here! Im a DSM "newbie" you could say. But I've been around them for a few years now, but owned one for 8 months. Im good friends with DSM_GSX97, BlueVelocity, and Hydro, and they pointed me here for good knowledge.



Insurer: Geico (No one will insure me being under 25 w/turbo)

Car: 1998 Eclipse GSX
Liability Cov: Don't know...Body Liabilty is 25k....property is 10k don't know if thats what your looking for?
Comprehensive : 250 deduc
Collision Coverage: 250 deduc
Emerg. Roadside
underinsured motorist: 50k
Policy discounts: accident-free
Total 6mo premium: $1586.40 (ouch)

FYI, I live in Seattle, WA

[Jon Sisk]

Insurer: State Farm Ins.
Car: 91 Eclipse GSX
Liability Cov: 100k/300k
Policy discounts: Multi car, accident-free, > 25yrs old, Married :D
Total 6mo premium: $216

[Josh Warriner]

Company: Liberty Mutual

2000 Celica GT
Full coverage
Deductible: $1000
Monthly: $72
6 Month: $432
Driver: Male, 25, clear record

2005 Civic
Full coverage
Deductible: $1000
Monthly: $90
6 Month: $540
Driver: Female, 22, clear record

2002 Honda SuperHawk
Full coverage
Deductible: $1000
Monthly: $36
6 Month: $216
Driver: Male, 25, clear record

Homeowner's Insurance
Monthly: $25.50
6 Month: $153

I have a multiple vehicle/policy type discount.

For what it's worth, liability on my Talon was $23/mo (or $138/6mo) even before I was 25, through Farmers.

[Doric]

I don't even know anymore - I hand my paychecks to my wife and she pays the bills.

I believe I'm down to just under $250/month on the GTO, 4Runner, and the townhouse.

[Anne]

Insurer: American Family
Car: 95 Mitsu. GST
Liability Cov: 250/500/250
Comprehensive : 250 deduct. [w/ glass. no deduct]
Collision Coverage: 500 deduct.
Uninsured Motor coverage bodily limits: 250/500
Medical Coverage: 2500/person in my vehicle
Policy discounts: Multi car, multi line
Driving record: 4pt speeding ticket, accident, 4 pt careless driving ticket
Total 6mo premium: $564

[metalball]

Fellas and ladies,

If you think you spending too much on auto insurance, call me at 719 651 4918. I'm a local Farmers Insurance agent and a member of the CoDSM community. I'll do my best to beat anyone. Worst case scenario is that you waste a 10 minute phone call.


Nate
719 651 4918

[ktiedt]

Total Premium: $775.03

1992 Mitsubishi 3000GT VR4 6mo $306.98
Bodily Injury 100,000/300,000
Limit per person/per accident $63.52
Property Damage 100,000
Limit per accident $52.03
Medical Payments Coverage Declined
$0.00
Comprehensive 500
Deductible per occurrence $72.98
Collision 500
Deductible per occurrence $94.45
Uninsured Motorists Property Damage Coverage Declined
$0.00
Rental Reimbursement 30/900
Limit per day/maximum $18.00
Towing & Labor Coverage Selected
$6.00


2003 Audi A6 2.7T Quattro 6mo $432.97
Bodily Injury 100,000/300,000
Limit per person/per accident $74.12
Property Damage 100,000
Limit per accident $60.14
Medical Payments Coverage Declined
$0.00
Comprehensive 500
Deductible per occurrence $86.24
Collision 500
Deductible per occurrence $188.47
Uninsured Motorists Property Damage Coverage Declined
$0.00
Rental Reimbursement 30/900
Limit per day/maximum $18.00
Towing & Labor Coverage Selected
$6.00


25yr male with mostly clear record (1 point for "broken headlight") on the VR4
23yr female with clear record on the Audi

Forgot this one:

Renters: $161.35/yr
Coverage Type Coverage Limit
Personal Property $30,100
Personal Liability - Each Occurrence $300,000
Medical Payments to Others - Each Person $1,000

[metalball]

2004 Honda Accord EX Sedan
Bodily Injury/Property Damage 100/300/100
Uninsured Motorist 100/300
Comprehensive $750/ded.
Collision $750/ded.
Towing/Roadside Assist.
Rental Reimbursement
Glass coverage

1998 Pontiac Sunfire GT
Bodily Injury/Property Damage 100/300/100
Uninsured Motorist 100/300
Comprehensive $750/ded.
Collision $750/ded.
Towing/Roadside Assist.
Rental Reimbursement
Glass Coverage

Renters Insurance
Property $20,000
Loss of Use $4,000
Liability $300,000
Guest Medical $1,000
Replacement value of property
$5,000 Jewelry Floater

Accord $560.80/6 mo
Sunfire $354.30/6 mo
Renters $152.31/12 mo

[XakEp]

1973 Duster
1995 Talon AWD
1996 Prelude
2003 Kia

250$/month for all of them for me and my wife.

[drcustom]

~100/mo
1997 GST Spyder
1989 Oldsmobile
Progressive
26 yr old
no recent incidents
Pennsylvania Policy